Invest in these 5 government schemes in the year 2020, which will be a big benefit in the future
Whenever it comes to investing, a large number of people avoid it. But time is not waiting for anyone. If you make the right investment decision at the right time, it can provide you with a great deal of benefits. If you haven't invested in anything yet, you can start now. If you have no idea of any other scheme then you can get good returns by investing in a special scheme of government.
Public Provident Fund (PPF)
Investing in PPF is an easy option for everyone. If you are planning for a long term invest in PPF. Currently, the government receives 8% interest on PPF. In the new year you can invest in this secure scheme.
In this scheme you can start at Rs 250. Deposits can be deposited up to 15 years from the day of account opening. A maximum of Rs 1.5 lakh can be deposited in an account in one financial year.
Sukanya Samruddhi Yojna Scheme
People are welcoming the Sukanya Prosperity Project. Launched in post offices across India, this scheme is very useful in brightening the future of girls. Under the scheme at the post offices of Surat city ...
Atal Pension Scheme
This scheme is beneficial for people working in the unorganized sector. The Modi government launched the scheme in 2015. On the basis of which a certain amount of money is available for retirement expenses, 18-40 year olds can avail the scheme. Depending on the scheme, you have to invest for at least 20 years to get the pension.
Depending on the scheme, they get a monthly pension of at least Rs 1000 and maximum of Rs 5000 Pension benefits will be available from the age of 60 years. If an 18-year-old youth wants to join the Atal Pension Scheme, he will have to invest Rs 210 per month. One of its major features is that if the investor dies in the meantime, the benefit to the family remains unchanged.
Prime Minister's Labor Yogi Honor
Under this scheme, workers working in unorganized sector can benefit. The scheme is for artisans earning Rs 15,000 per month. This allows them to get a monthly pension of Rs 3000 after 60 years of age. The scheme can include 18-40 year old workers. The biggest feature of this scheme is that if you invest Rs 55 per month, you will get a pension of Rs 3000 per month.
The scheme is designed to be similar to the EPF scheme. Which is for organized sector workers. An employee can withhold 12% of his basic salary. The same amount is deposited in his EPF. The government aims to connect 10 crore workers of unorganized workers with this scheme. Applicant must have a savings account and Aadhaar card. Up to a maximum of Rs 200 can be invested every month.
Public Safety Scheme
PM Modi announced the scheme on May 9, 2015. It is also covered by Jeevan Jyoti Bima Yojana. On the basis of this scheme, the insurance holder is killed accidentally and his family is paid Rs 2 lakh. At the same time, the policy has to be renewed every year. For this, a premium amount of Rs 330 has to be paid. The government claims that till now 5.91 crore Indians have been involved in the scheme.
Apart from this the PM protection insurance plan is also for the general public. This scheme is for 18-70 year olds. This is a disaster insurance plan. Of which 12 rupees have to be paid every year. An amount of Rs 2 lakh is provided for the complete disability of the beneficiary in case of death or accident. If there is a partial disability, one lakh rupees is provided. A bank account is required to take advantage of this scheme.
: Important Links :
Post a Comment