LIC's SIIP plan: Get Rs 7.08 lakh in just Rs 3,333 installments, along with these facilities
Whenever you hear the name LIC, an idea comes to your mind about policy or future security plans. But with the changing times, LIC's plans also facilitate stock market-related plans. LIC's SSIP plan is a similar plan. . The specialty of this plan is that the company invests your funds in four different places. Which gives you a guaranteed profit of 105%.
LIC's plan can be purchased both online and offline. The LIC SSIP scheme is a ULIP scheme that offers decorative returns to investors. As the duration of your policy increases, so does the percentage of your guaranteed income. In this plan, you will also have the option to choose from several riders.
105 percent on death in between
If the policyholder dies during the term of the policy, the company pays the nominee a lump-sum return of 105 percent of the total premium. So even at the end of the policy term, you get a return of 105% of the total amount. You must have run this policy for at least 5 years. After 5 years you can withdraw your money at any time.
Suppose you have taken this policy for 10 years. Its annual installment is Rs. 40,000. Which is Rs.3.33 per month. At the end of 10 years, you get a guaranteed return of 105 per cent or Rs 4.20 lakh. To understand it further, understand the calculus. In 10 years, you deposited about Rs 3,99,960 as per Rs 3,333. Now that you have completed 10 years of service as per current NAV and compensation, you will get a profit of Rs. 3,08,068. That is, after 10 years, you will get a total amount of Rs. 7,08,028.
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This is also an advantage
The special thing about this policy is that it has some benefits besides almost doubling your amount. Such as withdrawal facility, facility to switch one's own funds, facility to restart closed policy, pre-look period facility and you can also take out a loan on this policy.
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